For those of you who tuned in to the recent Milelion webinar, you will know that I mentioned YouTrip as one of my specialized spending cards in this post Covid-19 circuit breaker period. (If you missed the webinar, you can watch it here). YouTrip launched as the first major Multi-Currency Account (MCA) product in Singapore in 2018, allowing Singaporeans to have a specialized mobile wallet with linked debit card to transact in multiple currencies with minimal costs. If you are unfamiliar with the concept MCAs, you can read our more detailed comparison of the few major MCA offerings in Singapore (e.g. TransferWise, Revolut, YouTrip) HERE Since then, many things have changed (especially COVID…), and there are several very valid reasons why YouTrip seems to be much less relevant these days:

• One of the key value proposition of YouTrip over credit cards is that it gives you competitive foreign exchange rates while overseas (thus helping you save money on foreign currency

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