Talking to our friends and clients, we discovered that many have put their investment plans on hold, citing the same concerns: that the markets may have bounced back too much, and they should wait to go in at lower levels. We know we shouldn’t and we don’t like to admit it, it is just too tempting to try to time the market. In February and March, as markets were falling, many were also hesitant to invest out of fear that the markets could fall further. No matter how circumstances and the direction of markets change, the fundamental drivers of human psychology and behaviour don’t. We are worried about the “what-ifs”, and this often leads us to inaction. We are limited in our ability to execute an investment because we are either scared to lose money (fear), or because we feel that we can buy it at a lower price and achieve greater upside (greed)....