As we live in the Age of the Internet, we have to contend with random investors (and some gurus) who quote famous investment icons to prove a particular point to a reader. One saying that gets repeated again and again in this COVID virus season is the saying by Warren Buffet that we should “be fearful when others are greedy and be greedy when others are fearful.” Warren Buffett is the billionaire investor that many gurus would love to borrow authority. In my opinion, quoting famous investors to make a point does not add value to a retail investor if the context of the original saying is unknown. Also, I expect that most retail investors will not share the same personal circumstances as Warren Buffett. Case in point, most retail investors do not own an insurance company like GEICO that provides enough float equivalent to billions of dollars of interest-free margin account loans....