From the questions asked on my Facebook page, I know readers are interested to know how I looked at my bonds portfolio. I shared this post in June last year, on how I have built up my bonds portfolio using home equity loans and then levering it up against the invested bonds with foreign currency loans. Today, let me refresh this post to see how this strategy has turned out. As a quick recap, I refinanced my home loan in June 2019 and took out an additional $1m equity loan to invest in a bond portfolio that consists of mainly investment grade bonds. My home loan borrowing rate was 1M SIBOR + 30 bps and the all-in rate in June 2019 was about 2.2%. You can refer to the SIBOR chart below. Due to Covid-19, the SIBOR collapsed As of today, SIBOR has dropped to 0.25% and my all-in rate is now 0.55%. You can see from the table below that for the $1m...