My friends are really good at saving, I always hear them saying that they have money in their bank accounts but they are not sure where to spend it on. A number of them will always tell me they are not sure where to spend their money at. For me, I always find that I need more money because I have stocks that I want to buy and if possible, I like to increase my RSP amount monthly. So in a way, I dont find myself having lots of money saved up in my bank account and not knowing where to spend them.

1. Spend it on yourself

Courses now are readily available online and physically examples like SkillsFuture courses or online platforms like coursera. If you are really interested in something, it is good to go in-depth and deep dive into it to find...