We were on the verge of the greatest retirement crisis in history and COVID-19 just triggered it. In the decades to come, globally, we will witness hundreds of millions of people slipping into poverty in their retirement years, not because they lost money in the stock market, but because they saved. Why?

If you are a retiree or planning for retirement, you should be concerned. Retirement with financial freedom has never been so challenging. The purchasing power of your retirement funds is deteriorating rapidly, and the speed of decline will accelerate in the future. The traditional safe investment assets are no longer safe, making it harder for you to keep up with inflation.

The younger generation faces a difficult challenge too. If you are in your prime earning years, the speed of your wealth accumulation will be far slower than your assumptions. You will face lower income growth because in the future the skillset