It has been more than 1 week since Phase 2 started. A lot of Singaporeans have gone about doing their usual activities. I have taken some time to reflect about the current pandemic situation, which has definitely not ended, and decided to pen down some of my thoughts. As we understand the virus better (and it’s devastating long-lasting effects…), we also need to stay alert and continue our lives, no matter how “normal” it is.

Risk and Reward

With any kind of investment that involves risk (bonds, stocks, ETFs, robo advisors, etc), there will be a corresponding level of reward related to it. One clear example is how our government has decided to lift up some of our restrictions slightly, which marked the transition of Phase 2. This is not because we had 0 cases, in fact we still have around 200 new cases daily. This is because there is a calculated risk

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