Just as bank interests dip, things are getting interesting as more and more products are starting to rival bank deposits by emulating savings accounts. Dash EasyEarn is yet another insurance policy that offers interest-hungry folks a nice, round 2.0% pa guaranteed for the first year.

Provider Singtel Dash (underwritten by Etiqa)
Min Amount $2,000
Max Amount $20,000
Returns 1.50% + 0.50% pa guaranteed for 1st year
Tenure No specific tenure
Other Features Death Benefit of 105% of Account Value

The minimum to start is $2,000, and you can have up to $20,000 placed here.

There is no lock-in period, and you can also top up the account and make withdrawals just like a savings account allows you to, except top-ups can only be done in multiples of $500, while withdrawals can be done in multiples of $100.

When you withdraw from Dash EasyEarn, you have the option to withdraw it directly to your bank account for a $0.70 charge, or to your Dash wallet for free.