Click here for what does H2F3 (Health, Hobbies, Family, Finance and Friends) means. 

Refer here for my last H2F3 update in 2020Q1.


2Q2020 should be one of the most unusual for most Singaporeans. For the first time in history, the country was “locked down” with limited business activities. The economy suffered greatly and many jobs lost. However, just like what is said of Newton’s 3rd law that “for every action in nature, there is an equal and opposite reaction.” While we admit that the situation is bad, we can always find the positives out of it.


The world is almost in sabbath. There are lesser pollution.  The roads are clear of cars and rivers clear of pollution. For many working from home, there are no more peak office rush hours, as many can save at least one and half to two hours a day.