With lower interest rates, many are running out of quality options to park their cash Interests rate of High-interest Savings Account (HISA) has served most of us well for the past few years. However, there have been rate cuts since January of 2020, led by DBS in Singapore. This change has caused many yield hunters to run out of options for their cash deposits. Frankly speaking, time deposits at around 1.1% is really too low all things considered. To put things into perspective, a $100,000 deposit with a 1.1% interest rate will only yield $1100 after a 365 day lockdown period. In this post, we will explore the latest ways to save money and why investing in stocks and bonds now would make a lot more sense. Short term saving policies are promising somewhat higher yields than HISA Many people would have heard about SingLife, Etiqa, NTUC...