The greatest humanity crisis presents us a rare opportunities and uncharted dangers for us in the market.

But with frugal spending, prudent savings plan & coupled with wise investment decisions will improve our financial life significantly.

The ultimate aim of investing is to create a second source of income which we can depends on if we are retrenched. It will takes many years to do that but with discipline and patience, we will reach there eventually.

Investing is fun and we will gain satisfaction during the process especially the stocks we own shoot up many folds but sometimes we will feels depressed when the stocks price went south , however not to dwell on it as studies have shown that a longer term investment horizon will yield decent returns.

We are very fortunate that we have a capable government which brings us as a Nation today.

Singapore have neither natural resources nor land

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