For the past 6 months, I had seen my total networth fluctuating between +3.99% to -8.24%. I have been maintaining 2 sets of networth, (1) Cash Networth and (2) Total Networth since 2016 when I started tracking them on a monthly basis. Time flies and it has been 4 years already as of today. This post I will talk more about my (2) Total Networth as this is more reflective of my overall financial assets that I owned or inheritance that I could passed to my wife and children after I leave this world. ** Choy I am only 37 young this year ** My personal definition of total networth = Total Cash Asset (can be disposed and converted to cash within 3 months) + Total Illiquid Assets like property and pension savings (ie CPF in Singapore context). There has been lots of arguments in within the financial bloggers in Singapore whether we should include...