I have been using StashAway for a long time (since 2017) and one feature that I have been more appreciative lately is the ability to create unlimited virtual portfolios for either savings or investments. If you’re not using StashAway, don’t worry, most other robo-advisors also offer something like this, and I found that this is a useful way to create savings goals without being forced or locked down by terms and conditions like monthly insurance endowment plans. I find multiple virtual portfolios useful for one simple reason – you can set a goal for each portfolio and work towards funding that goal – just like a crowdfunding project on Kickstarter! My multiple goals within StashAway – two are investments portfolios and one for savings

Multiple investment portfolios with varied risk levels

There are people who create multiple investment portfolios to try out their risk appetite and see what kind of volatility they can stomach to grow their investments....