Ntuc Income Star Assure is a regular premium whole life insurance plan with "minimum protection levels". Will explain more on it. Recently while working on a case, I realised two of it's unique features. In this article, I'd share details of it and suggestions on how to use this plan to cover for your child against illnesses.

Unique feature 1) Major Impact Benefit

This major impact benefit could cover for COVID-19 infection. Event for claim "Surgery or infection and require 5 days or more in ICU" as shown below. Another example mentioned is the 52-year old salesman who was in critical condition and stayed in the ICU for nearly 10 days by just eating raw fish. He would have fulfilled the claimable event. This feature is definitely useful as future viruses, which cause the claimable event, will be claimable.

​​Unique feature 2) Advanced Restoration Benefit

The advanced restoration benefit comes with the Early Assure Accelerator rider and limits it to be...