Today marks the fourth anniversary of the Bedokian Portfolio blog. Dark clouds of (technical) recession are already upon us, and the effects of it are already being felt, with businesses closing and retrenchments beginning. All these can be attributed to the prevalent economy-slowing COVID-19 pandemic, which at this point is still showing no signs of abatement. Second or third waves were already reported in places where it was brought under control previously, prompting the reinstatement of containment measures such as lockdowns and limited gatherings. Though the rush for the vaccine was on, there is none yet approved for use by the mass population. Governments around the world have or have had rolled out stimulus packages to get the economy going and temporary reliefs to tide things over, such as the lowering of interest rates and asset purchases in the United States, and locally the introduction of the four budgets (Unity, Resilience, Solidarity and Fortitude)....