We continue a series of articles from key ideas found in Die with Zero by Bill Perkins.
In the 1990s, beyond the concept of Intelligence Quotient or IQ, there was a proliferation of quotients by authors that include  Emotional Quotient / EQ, Adversity Quotient / AQ and, soon enough, Spiritual Quotient or SQ. This led to the popular behaviour of labelling anyone who has a better argument or scholastic achievements someone with "High IQ, Low EQ".
More recently, this phenomenon has shifted to the word Capital with popular works channelling ideas like Human Capital, Psychological Capital, Social Capital and Cultural Capital. 
I believe it is time a new age to arise where everything and anything can be said to produce dividends. 
We are now entering the Age of  "Simisai to also produce Dividends!". in the case of MMORPG players, dividends are basically "damage over time". ...