When I first started blogging (cue the first blog post), I set myself a goal to save $100k by 28.

$100k cash, excluding CPF.
I achieved this at 25.I even thought my $100k would drop downwards after paying for flat, reno, kids. But who would have known that my chance to get a flat would only happen at 27, and my savings grew and grew?$200k at 28
At 28, I hit $200k cash savings. It took me 3 years to grow another $100k. 
If not for the fact that I’ve been topping up $14k annually to mum’s and my CPF RA/SA, spendings on wedding, house related stuff and frequent holidays, I would have much more cash on hand. But, that can’t be real, that’s not living – those money have to be spent.If not for the fact that I’ve pumped $80k over the past 7 years