Read? CPFIS after 55. To close or NOT to close? (2)
Read? Uniquely Singapore Sources Of Passive Income For Koala/Panda Retail Investors Only
For CDP, it is quite straight forward under low interest rate environment and with more years to come under such low rate.
Most retail investors may not be able to tahan holding cash as war chest earning low yield; and are more likely to invest asap!
But for CPFIS, it is a different ball game of investing strategy.
2.5% compound interests is a decent return on capital protection and liquid asset after 55
Your war chest in CPFIS is earning 2.5% compound interests while waiting to fight the next battles or war!
The question to ask ourselves.
Are we so confident of our investing skills and investment return?
If yes, then CPF OA and SA after 55 doesn't exist any...