Fixed Deposits and SSB Returns Rate continues to drop. Holding the 10 year SSB now has effective rate of 0.88%. What this mean is for every $1,000 invested, $8.88 per year of interests (On Average) provided I hold till end of 10 years. Probably a price of a Taxi trip ? That's how bad it is now. A check on DBS bank Fixed Deposits the rate is 1.3% for 18 months which seems much better. So the older SSB offer of more than 2%, I may want to hold them tightly. It has become a "gem" within SSB universe. ASTREA 3.85% BOND Using some calculation with YTM, I compute the dividend is in range of 2.7% currently after cost with potential for slightly more due to contract clause. Assuming this Bond is as good in reliability as many safe bonds, this is rather good returns at current market price. N6M / QL2 - iShares J.P. Morgan USD Asia Credit Bond Index ETF. This ETF is regional and has return...