For years, the dominant logic on the financial blogosphere is that children need to be taught the value of resilience and hard work. Therefore children should be given very little wealth transfers and made to fend for themselves. I always felt that there is a sense of hypocrisy when parents say this because most Singaporean parents prefer to transfer wealth to complete strangers – tutors and enrichment schools to prepare their children for the future! Die With Zero has an extremely logical reason for folks to consider gifting to children prior to death. This makes sense for folks who have already become financially independent and have secure annuity payments at later age. Most of your children would be too old when they receive funds through inheritance. Singaporeans live till 85, so if you have a child at age 30, he/she expects to receive the proceeds at age 55. At

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