I used to be a happy owner of my Standard Chartered Jumpstart account, back when it had 2% interest rate. But now that it has halved, I had to look for alternatives. Luckily, insurance savings policies (such as ELASTIQ) were rising in popularity. Outside of Singlife’s 2.5% which many people already religiously swear by, I still needed to store my excess cash outside of $10,000 somewhere. After looking around, bank accounts did not cut it, fixed deposits posed liquidity problems, Singapore Savings Bonds just were not worth it. Stressful low interest rates I considered cash management solutions such as Stashaway Simple and Endowus Cash Smart. However, their returns did not seem very exciting. Stashaway Simple has a “projected rate of 1.9%”, while Endowus Cash Smart Enhanced yielded a range of 1.9% to 2.2%. Both claim to be not guaranteed. Well, time to look elsewhere. Then, I stumbled on Dash EasyEarn on Seedly. On a closer inspection, it is a policy by Etiqa Insurance Pte. Ltd. Then, I found out about Etiqa’s ELASTIQ...