There seems to be a surge in queries regarding critical illness plan in this period. Different insurers have different cut off dates for application. You may still buy a plan from an insurer with a different cut off date. AVIVA and Tokio Marine are as of this moment the last to allow applications for the old definition.

Cut off dates for critical illness plans for ALL insurers!

Cut off dates are for the application. Your plan application can be approved after the "cut off" date (subject to each insurer's completion date). If you have health conditions, insurers may call for questionnaires and reports to be filled or medical underwriting which needs weeks to complete. Tip: Do work with a qualified adviser in your application process. If you have no health conditions, your application can be as fast as within the day as standard health. Looking for early critical illness coverage on a term?...