My net worth surpasses $950k for the first time in Aug 2020. It is another small step towards achieving the millionaire status. I have depleted my war chest in POEMS Money Market Fund after buying back Mapletree Industrial Trust and Frasers Centrepoint Trust which I sold off in Jul 2020. I intend to top up $2.5k to renew an expiring fixed deposit at rate of 1.15% for 14 months with UOB. The expiring FD has a rate of 1.6%. I will then be cash poor. The 1.15% p.a interest rate is still higher than the yield of Sep 2020 Singapore Savings Bond at 0.88% average return over 10 years. This is my living example of being rich as a broke person. Asset rich but cash poor. It is fine because nowadays I seldom dine in coffeeshops and hawker centres paying cash. I do my shopping in malls and pay groceries...