The competition for HDB BTOs recently has been stiffer than ever. In fact, the flats in the HDB BTO August 2020 sales exercise were oversubscribed just one day after their launch. I know. It’s damn siao (Hokkien: crazy), please. Given that the HDB BTO launch in November 2020 will see flats in Bishan and Toa Payoh (Bidadari) up for grabs… I can’t even imagine what the competition is going to be like sia. Source: SpongeBob SquarePants | Giphy The launch in November 2020 will feature 5 estates, namely Sembawang (Non-Mature Estate), Tengah (Non-Mature Estate), Bishan (Mature Estate), Tampines (Mature Estate), and Toa Payoh Bidadari (Mature Estate). For an estimated total of 5,770 new flats available! Thinking of getting a BTO flat in these estates? Let’s have a closer look at what’s available for this HDB BTO Launch for November 2020, shall we? Note: You can apply for your HDB BTO online. Successful applicants will be determined by a computer ballot, and it’s NOT on a first-come, first-served basis!...