I'd previously championed SOMPO PA STAR to be the plan for parents to buy. With both parents covered, children get FOC coverage of 25% of parent limits. For example, under the ELITE PLAN, parent's limit for medical expenses is $4,000/y and child's will be $1,000/y. This would cover HFMD and food poisoning claims which are the most common.
Why AXA SmartPA Protect+? For AXA SmartPA Protect+ , with just one parent covered, child get FOC coverage of 20% of parent limits. Especially important for medical expenses from injuries that need treatment from outpatient clinics. This is a quick glance at the plan main benefits first. The part parents will love is the FOC coverage for HFMD for their kids. SECTION 7 – HAND, FOOT & MOUTH DISEASE (HFMD) BENEFIT – Applicable to Child Cover Only If, during the Period of...
