Readers might have read from my previous post that I have bought into VWRA every month without fail.

Since 2017, I have been dollar cost averaging into the STI ETF via the Nikko AM STI ETF (G3B.SI), in recent months, fuelled by a lacklustre STI and a desire to venture into global markets, I have been on the lookout for a Global ETF.

There were many recommendations by my peers, some who swear by the combination of IWDA + EIMI, others who say that IWDA alone is enough and some who recommend the new kid on the block – VWRA.

Before you begin reading on, let me explain about the concept of the 3-Fund Portfolio or known to some as the lazy portfolio.

The 3-Fund Portfolio is common among FIRE aspirants. It is a simple portfolio which emphasises the use of only basic assets, typically:

  • Domestic Stock Index Fund (in this case your STI ETF)