Read? http://createwealth8888.blogspot.com/2020/08/time-in-market-timing-market.html In shorter term; we may get lucky at the right timing to be Buy & Hold to suck good doses of Panadols and then finally ease heartache. May be it is not so much about feeling more pain but sianz! Bang forehead instead banging heart! Many Alamak moments! Over longer term; one has to be true Master in TA and FA skills to succeed in both market timing and time in the market! Uncle8888 is really suck at market timing over longer term where luck doesn't happen quite often in the market. Investment portfolio building blocks He knows what are the blocking blocks in his investment portfolio; but when will it collapse if he kept pumping out cash from his investment portfolio into his cash reservoir to fund household expenses. When he looked at this chart; he really loves his dividends and interests as in his investment account book-keeping...