The term "free-rider" is currently having its day on the Internet. As I've made a decision to many years ago to align more fully with our Capitalist system rather than the Political system, I think my actual aim is to find as many legitimate means to free-ride in Singapore, always put in slightly less to extract maximum benefits from the system. The truth is that the kind of moves I make are quite noob-level. An ordinary employee can use the following means to free-ride in Singapore today :

• Open an SRS account, put in the maximum $15,300 every to get tax deductibles.
• Inject $7,000 into you and your spouse's CPF-SA.
• Take more public transport as it is running at a loss and funded by tax-payer money.
• If you serve NS, use credits to buy New Balance running shoes. I even got a pair for my dad.

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