Overall portfolio My portfolio as of 4 Sep 2020 comprise of approx. half shares and half cash – bonds - precious metals. My bonds are as liquid as cash, as they comprise of mainly SSB and FCT3.65 corporate bonds. There are 1% cash in SRS for potentially exercising of rights issues, and 1% in CDA account for my children’s education expenses. Precious Metal My precious metal is used to hedge against shares and US Dollars, due to the normally inverse relationships of metals vs shares or USD. 19% is in silver and 8% in gold. Silver is currently much cheaper than gold with gold and silver ratio at 72. In the 21st century, the ratio has ranged mainly between the levels of 50:1 and 70:1. Shares Approx. four-fifths of share portfolio are in CDP-Custodian Brokerage account with a fifth of it in SRS as retirement fund. I am bullish in Tech going forward, hence my stocks-mix are majority “Tech stocks” with almost equal split of China and US companies...