I received emails from readers asking what my personal net worth is and how much of that is in cash or investments. Many of them explained they were wondering how much someone who is new in their career should have in their bank.

I was contemplating if I should do up a post documenting those details as I believe that everyone’s rate of savings and expenditure differs. Thus, my net worth may not be a good gauge or figure to make their inference from.

However, I decided to go along with it since this blog will serve as my memory bank. I also thought it would be good to be able to document my net worth at various stages of my life, to track my personal finance journey.

This is the first time I am actually calculating my net worth, I have scoured around various blogs and articles to see how most would track theirs.