My net worth increases $14k or 2.1% to $965k from Aug 2020. Dividends received, savings from active income, CPF contributions, recovery of stocks particularly retail Reits in my portfolio contribute to the strong increase. More than half of my net worth (55%) is illiquid in CPF, SRS and Insurance plans. I am still working on increasing the percentage of my liquid net worth in cash and stocks. The component of stocks (Reits & Equity) -21% is almost on par with my cash (19%). My short term target is to be less conservative and increase the percentage of my stocks to 25%. I have started to build up war chest in Phillips POEMS Money Market Fund from dividends received and active income. This will come timely as I look forward to participate in the upcoming equity fund raising by Frasers Centrepoint Trust. I also look forward to the merger between Capitamall Trust and Capitaland Commercial Trust, that may possibly propel the share price of Capitamall Trust higher.  ...