Customizable portfolio for custom risk levels
For me, 80/20 is a little too risky for my liking (I’ve also a 100% total stock market portfolio outside of Endowus). At the same time, 60/40 is too conservative given how bond yields are relatively low and will likely remain low in the foreseeable future....I wrote in my previous blog post that Endowus launched customizable portfolio options in their latest release.
Today, I want to spend some time talking about how I am going to use this new feature for my own investment portfolio.
To set a bit of context, I have been an Endowus client since the start of the year and have been allocating funds in their advised portfolio, splitting 80/20 across equities and bonds.
One key value proposition is that they are able to pool your funds across cash, CPF and SRS and work towards a specific goal (e.g. retirement). The total expense ratio including platform fees would be roughly 1.2% per year – which is reasonable.
