Lately, insurance savings accounts/policies have increased in popularity as banks are slashing interest rates on their flagship high interest rate savings accounts. Heartland Boy blogged that he had also unabashedly jumped onto the bandwagon by parking a total of $30,000 with Singlife and Dash EasyEarn. The next exciting product in line under his consideration would be Etiqa Gigantiq, which offers guaranteed 2.0% p.a. on the first $10,000 for the first year. Here is Heartland Boy’s review of Etiqa Gigantiq, an insurance savings plan by tiq. 2.0% On Your First S$10,000 In The First Year GIGANTIQ is a single premium, non-participating universal life plan that is renewable annually. What caught Heartland Boy’s attention is that the first $10,000 is eligible to earn an interest rate of 2.0% in its first year (1% guaranteed + 1% non-guaranteed). Anything above S$10,000 earns 1% thereafter as shown in Diagram 1. The difference is