In my opinion, the Vanguard FTSE All-World UCITS ETF with the ticker VWRA is the best, low cost, long-term ETF holding for most Singaporean investors. There are multiple versions of this ETF – the distributing version (VWRD) distributes dividends while the accumulating version (VWRA) automatically reinvests all dividends. Before VWRA was launched, I owned VWRD. I’ve since switched to VWRA as the anchor holding for my core DIY portfolio. Overview VWRA is an exchange-traded fund, launched in July 2019 with the aim of replicating the performance of the FTSE All-World Index – an investment index consisting of large and mid-sized company stocks in developed and emerging markets with close to 3,900 holdings in nearly 50 countries. The fund is domiciled in Ireland and traded on the London Stock Exchange (LSE) under the ticker VWRA with more than US$6.5B invested as of today. The total expense ratio, or what Vanguard calls as Ongoing Costs of Fund, is just 0.22% annually....