Saving & Spending
What Cards to Use for the new iPhone 12?
By Sethisfy  •  October 15, 2020
It’s iPhone season again! If you’re looking to buy a brand new phone for yourself (in this economy?!) or to resell for profit, here are some cards you can use to maximise your rewards. The iPhone 12 is really pricey, from the “lowest end” iPhone 12 mini going at $1,149, all the way to the 512GB iPhone 12 Pro Max going for a princely $2,299. While this is quite a chance to be earning cashback/miles, the high price tags also present some issues for the maximum capacities of most conditional cards. Amex True Cashback + GrabPay Mastercard Use for: Anywhere, max cap of $10,000 per month (GrabPay limit) Rewards: 1.5% cashback (3% for new cardholders) + 0.8% Grab points The Amex True Cashback card is the sole survivor after Mastercard and then Visa moved to reclassify Grab top-ups, rendering most cards ineligible for rewards. At present, the Amex TCB gives 1.5% cashback when you top up your Grab wallet, after which you can use your GrabPay Mastercard for your...
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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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