If you spend more than $600 a month online (e.g. Spotify, Netflix, Taobao, Lazada, Shopee) and on mobile contactless payments (e.g. dining, shopping), then the
OCBC Frank Credit Card might be a delightful card to have in your pocket.
6% cashback for online transactions
Let’s start with the most straightforward value proposition of this card – 6% cashback on online spending (including FavePay).
A list of other online spending includes
- Online entertainment (e.g. Netflix, Spotify, Youtube Premium)
- Online shopping (e.g. Lazada, Shopee, Qoo10, Redmart, ASOS, Taobao)
- Online food delivery (e.g. Grabfood, Foodpanda)
- Online/in-app app transactions (e.g. Grab rides)
6% cashback for mobile contactless transactions
At the same time, you get 6% cashback for mobile contactless transactions including
- Paying with your phone or watch through Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay
0.3% on other spending
All other transactions (
excluding prohibited transactions under certain MCCs like e-wallet topups) that don’t fit in the above 2 categories will be categorised as other spending....
