Saving & Spending
Limited Time: OCBC 90°N Becomes a Limitless 1.71% to 1.96% Cashback Card… and a Great Starting Point for Playing the Miles Game
By Sethisfy  •  October 30, 2020
The OCBC 90°N card was released to much fanfare last year. At its launch, it offered an unparalled 8 mpd for certain categories of travel-related spend. Even if you aren’t a miles person, that same 8 miles per dollar could be converted into a handsome 8% cashback rate. I cringe now, but my suggestion back then to book accommodation in advance to enjoy the high earn rate was entirely reasonable (I think). The card understandably faded into obscurity after the promotional launch period was over, but some quiet changes done by OCBC recently have made the 90°N quite interesting again. Travel$ is pretty versatile, and it’s getting a boost Outside of promotion periods, the card earns 6 Travel$ per $5 spent. You can exchange 1,000 Travel$ for 1,000 miles or $10 cash rebate. Each Travel$ is hence worth 1 mile or 1 cent, which means that the OCBC 90°N is essentially a 1.2 mpd mile card, or a 1.2% cashback card....
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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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