Photo by Micheile Henderson on Unsplash Dear Readers, Thank you for coming here! It is the end of Oct. So another update of our Net-Worth. I read in an article that we should look at our net-worth from multiple perspectives. And one example mentioned in the article was GOLD. So I added that in my tracking. And it was not really encouraging to realize that all I had worked for was only worth a dozen KG of Gold. But it is a new perspective. I will keep it for now and see how it goes.\ Below are the numbers. Another boring month. Net-Worth increase from last month: 5.47K SGD, 1.5KG Gold The increase is mainly due to the appreciation of Chinese Currency against SGD, offset by losses in STI. Investment: 1.87% annualized return, incl. dividend Come on, STI! Definitely my worst investment so far. But it...