Another year has passed since I last blogged about withholding tax reimbursement - StashAway Withholding Tax Reimbursement FY 2018. If you are also a StashAway user, you would have received the same email a few weeks back too. The breakdown can be found in your Transactions section. You might notice that the withholding tax reimbursed was lesser compared to previous years. That's because only 2 of the ETFs (TIP and TLT) had withholding tax reimbursed. Refer to below for more information: For the withholding tax (WHT) reimbursement, we do not receive dividend reimbursement for all ETFs but only those that qualify under the QII (Qualified Interest Income) rule. Only some of the dividend WHT from US domiciled funds (e.g. US government bonds) can be claimed back. As such, we did not receive any dividend reimbursement for XLK and XLY. For further illustration, you may like to view the 2019 iShares report on QII ETFs. Some examples of QII ETFs that StashAway invests in are 20+ Year Treasury Bond (TLT)...