As I write this towards the end of october 2020, market has fallen below 2500. Lots of reds when i open up the screen during the time of writing this. Counters added this month : P&O, Oriental Holdings, Miramar Hotel and DBS. I am doing more research on the UK dividend counters before getting some of them. As usual, a good sustainable yield with a past history of being able to raise dividends. I am looking at counters like rdsb, gsk, lgen, national grid etc. As usual, each counter would probably occupy 1% or less. So objective would be to avoid losers, rather than ability to pick winners, that's good enough. ( thanks to kind friends for their gracious non-selfish sharing) Cash flow is the key in this kind of down market, no cash flow, can forget about buying anything without selling anything. At the same time, stay healthy is my other objective....