I was reading post in Seedly titled “What is the biggest personal finance change you have made since the pandemic?” and some of the posts are pretty insightful. Read here. The post above by Elijah Lee above does struck a chord with me. In a way, it does feel a bit like forced retirement, albeit that I have the rare good opportunity to spend more time with my kids (who are still young). And yes, during the circuit breaker, my spending is further reduced as I spent on the essentials and the necessary bills. Expenses on eating out and transportation is almost negligible. And yes, I did take a look and think about at my passive income streams, and I wondered giving the recent volatility in the markets and dividend cuts/suspensions, would I be able to stomach that when I am in my 60s or 70s. Basically with a shorter runway (tim wise) and with a larger portfolio (monetary wise)....