During normal times, remaining disciplined in planning for our retirement is a challenge. But we live in abnormal times. The COVID-19 pandemic has introduced an unprecedented level of uncertainty into both financial markets and the economy. Singapore is not immune to these strong headwinds. Our nation’s GDP shrank at a slower pace of 7% in the third quarter compared to the sharp 13.3% contraction in the previous quarter, but the country is not out of the woods yet. Singapore’s unemployment rate has risen to 3.6% in the same quarter, a level not seen since 2004. The Monetary Authority of Singapore has sounded a downbeat tone, declaring that this recession is poised to be “deeper and likely to be more protracted” than past ones. This high level of pessimism will naturally cause worries about retirement. Here are some steps you can take to lighten your psychological burden. Be disciplined in saving...