OCBC Ltd (SGX: O39) is the final major bank to release its quarterly earnings, after DBS Group Holdings Ltd (SGX: D05) and United Overseas Bank Ltd (SGX: U11). Investors are closely watching the numbers for all three banks to identify signs of potential stress in the real economy. The banks will generally also provide a commentary on what to expect in the next year amid one of the worst pandemics in the last century. Recall too that the Monetary Authority of Singapore (MAS) had stepped in during July and last month to moderate dividend payouts and ease rules on loan repayments, respectively. These interventions will impact the banks’ business, and investors should monitor these developments closely to see how they pan out. Here are five aspects of OCBC’s earnings that you should know about. 1. Strong non-interest income growth The bank reported an 11.2% year on year decline in net interest income to S$1.4 billion, in line with the 12% year on year fall reported by DBS....