When you first graduated, were you thinking about how you were going to allocate your money? Today's topic will be as a fresh graduate, should I start with investing, saving or insurance? As a fresh graduate, receiving our first paycheck, we want to start doing something with the money we are earning, whether to buy for protection (insurance) or to grow our wealth or to save for rainy days, there are a million things we can do with our salary but what should we do first? I will be sharing more on my perspective and also as a fresh graduate (I have been working full time for about 2 years now). For me, when I first graduated, my starting was not high and definitely not even at the median salary $3600, I was earning way below that meaning my take home pay isn't much as well considering that we pay 20% of...