Risk Profile Goal type: General wealth accumulation Risk tolerance: Maximise returns (loss tolerance -60%) Capital: $9,670.00 Current: $9,665.59 (-0.04%) There are quite a few differences as compared to StashAway. Firstly, all the cash has been invested while StashAway keeps 1% of the portfolio in cash. Secondly, the fees are not deducted on a monthly basis. The Access Fee charged by Endowus will be deducted at the end of each quarter as stated in their FAQ. As of 12 November 2020 (in just a few days), the portfolio value is $10,485.32 (+8.45%).