For most of my life, I was not very good with money.

In my two years of serving National Service (NS), I only saved $50 a month, and embarrassingly enough, it was only because my parents forced me to.

Most of my NS allowance was spent on frivolous things like an expensive guitar that is now collecting dust in my room.

Source: Giphy

It wasn’t till I graduated from university and attended this personal finance talk when it hit me: I have to #adult and get my finances in order.

I realised that the first thing I needed to settle was how I budget and spend.

This was also when I started reading more about minimalism and how it can be applied to personal finance, which I found really helpful.

In this article, I will be sharing a simple minimalist budgeting system to help you take control of your finances and achieve your personal finance goals.