Rude awakening is how I will describe 2020. At one point, my REIT-heavy portfolio was down nearly 600k and the only way I could deal with it emotionally was to disconnect entirely.  No checking. No reading. And clearly no writing. All in all, i thought i handled it fairly well (no i didn't). Some months back, I joked to a friend that my unrealised losses were sufficient to fully pay off a 5-RM HDB in a mature estate, and then laughed hysterically in a concoction of horror and self-pity. Which only led to questions as to whether Covid was affecting my sanity. Alas, it is too early to call recovery. And some of my "investments" (hahahaha, assuming one could still call them that) are mostly likely gonna be write-offs.  In this regard, I would like to extend my greatest of fuck-yous to:  Eagle HTrust and First REIT.  Other notable nominees in this...