A late post, as things got really busy for me at work toward the end of the year. My portfolio's performance was probably at it's worst moment if we looked from the short term perspective. Return YTD was -13.05%, XIRR YTD was -17.05%, and XIRR since inception was -1.14%. The positive thing was I received the sale proceeds of my flat and injected some of the cash into the portfolio. With a $120K cash injection, I went on a buying spree. As an optimist, I believe the darkest hour will be just before the dawn, and there was no better time to buy except when everyone was fearful. Aside from healthcare and consumer stocks, I also bought banks and other beaten-down stocks like Boeing.

Date	Securities	Action	Currency	Quantity	Price	Total
22-Oct-2020	Lockheed Martin	Buy	USD	20.0000	366.3600	7,327.20
22-Oct-2020	Diageo PLC	Buy	GBP	250.0000	25.4300	6,357.50
22-Oct-2020	Carlsberg Brewery Malaysia Bhd	Buy	MYR	800.0000	19.4000	15,520.00
23-Oct-2020	Maybank	Buy	MYR	5,000.0000	7.0900	35,450.00
23-Oct-2020	Bank Central Asia	Buy	IDR	4,000.0000	29,000.0000	116,000,000.00
23-Oct-2020	UOB	Buy	SGD	500.0000	19.9500	9,975.00
23-Oct-2020	Raffles Medical Group Ltd	Buy	SGD	11,300.0000	0.8000	9,040.00
23-Oct-2020	Carlsberg Brewery Malaysia Bhd	Buy	MYR	800.0000	19.4400	15,552.00
27-Oct-2020	Boeing	Buy	USD	40.0000	158.3674	6,334.70

I received dividends of $1,139.05 in Oct 2020, bringing total dividends for 2020 to $20,154,70.

Date	Securities Name	FCY	SGD
6-Oct-2020	DBS	90.00	90.00
7-Oct-2020	Carlsberg Brewery Malaysia Bhd	785.95	255.59
7-Oct-2020	Raffles Medical Group Ltd	140.00	140.00
12-Oct-2020	Diageo PLC	214.28	376.94
26-Oct-2020	Ping An Insurance	1,590.71	277.42

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