What a year 2020 has been. It has changed our lives in many ways that we would have never thought of. Due to the pandemic, the stock market this year has been on a rollercoaster ride as well, plunging quickly and recovering just as fast, especially for the US market. It took just 16 trading days for the S&P 500 index to fall 20% from a then-record high — the quickest descent into a bear market since July 1933. But as of the time of writing, towards the end-November, the index has already risen some 60% from its March bottom. In fact, the Dow hit a record 30,000 on 25 November, just around three years after it hit the 25k mark. And it could go on to set higher and higher records in years to come. Since such ups-and-downs are common in the stock market, we should not be afraid