Earlier this year, I wrote an article describing my investment strategy for 2020. With this year coming to a close, let’s review its performance, lessons learnt and how I will position my portfolio for 2021.
Bogleheads’ Core Portfolio anchored around VWRA
In my core portfolio, which make up almost 60% of my total investment holdings, the majority of my holdings lie within VWRA – as described in why VWRA it’s my favourite ETF using Interactive Brokers as the cheapest brokerage available.
It is a total market stock index fund domiciled in Ireland for maximum tax efficiency, has no bias towards growth/value stocks nor towards any specific region. In other words, it’s as neutral as it gets to just track the market portfolio.
I am going to use Google Finance to show you its performance this year:
On the bonds side, because the market plunged heavily in the earlier part of the year, I did not add more to bonds but instead added to stocks to take advantage of the cheaper prices....